At VELT insurance agency, we simplify coverage for businesses others won’t touch and protect the people behind them. Whether personal, commercial, or complex, we make insurance clear, strategic, and built for what’s next.

  • Commercial Coverage

    General Liability

    Commercial Property

    Workers’ Compensation

    Business Owner Policies (BOP)

    Commercial Auto & Fleet

    Professional Liability (E&O)

    Directors & Officers (D&O)

    Employment Practices Liability (EPLI)

    Cyber Liability

    Commercial Umbrella

    Excess Liability

  • Specialty Risk

    Bar & Hospitality Insurance

    Coastal or Wildfire Zone Properties

    Lapsed, Non-Renewed, or Canceled Policies

    High MOD Workers' Comp

    High-Value Homes with Unique Risk

    Vacant Commercial Buildings

    Cannabis & Regulated Industries

    Unusual or Niche Manufacturing

    Excess & Surplus Lines Access

    International or Hard-to-Place Operations

  • Construction & Real Estate

    Builder’s Risk

    Artisan Trades

    Real Estate Investor & Landlord

    Commercial Property Insurance

    Real Estate Investors

    Vacant Property Coverage

    Tenant-Occupied & Rental Portfolios

    Property Managers & Developers

    General Liability

    Short Term Rentals

    Equipment & Tool Coverage

  • Personal Lines

    Homeowners Insurance

    Renters Insurance

    Condo Insurance

    Auto Insurance

    Motorcycle Insurance

    Umbrella Liability

    Vacation & Secondary Home